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Unlock the full power of your membership with a secure Velocity Credit Union. Since 1947, we've been the go-to financial partner for over 90,000 Austinites, offering standout dividend rates on savings products, remarkably low loan rates for vehicles and homes, genuinely free checking accounts complete with cash-back rewards, a highly intuitive mobile app supporting remote check deposits and instant Zelle payments, automated bill pay, access to thousands of shared branches nationwide via the CO-OP network, and the kind of warm, knowledgeable service that only a true local credit union can provide.
Velocity Credit Union began in 1947 serving Austin city employees and has evolved into one of Central Texas's strongest and most innovative credit unions. As a member-owned, not-for-profit cooperative, we exist solely to improve your financial life – returning earnings as higher dividends, reduced loan rates, minimal fees, and cutting-edge services. From first-time homebuyers to seasoned investors, Velocity provides the tools, rates, and genuine Texas hospitality that help members navigate life's financial turns with confidence and speed.
A single secure Velocity Credit Union opens a world of streamlined, high-value banking tailored to fast-paced Austin living.
We've made accessing your accounts quick and intuitive – perfect for Austin's on-the-go lifestyle.
Velocity invests in enterprise-grade safeguards so you can bank with peace of mind.
Velocity is committed to evolving with member needs while staying rooted in Austin values.
Authentic experiences from members across Central Texas.
“Switching to Velocity was the best decision – the Velocity Credit Union makes everything effortless and the rates are unbeatable.” – Member, South Austin
“Love how fast and intuitive the mobile app is through my Velocity Credit Union.” – Member, Leander
“Outstanding local service and fantastic loan rates after my Velocity Credit Union.” – Member, Pflugerville
As a member-owned institution, Velocity prioritizes your wallet over profits.
How Austin-area members are achieving more with Velocity.
Built-in tools help you stay informed and in control.
Resources designed specifically for Austin members.
Seamless links to the services you use most.
Alliances that extend benefits for members.
Join a growing team serving Austin's financial needs.
Events and resources for smarter financial decisions.
Local experts available whenever you need assistance.
Velocity proudly invests in the community that built us.
Celebrated as a leading force in Central Texas finance.
Federally chartered and member-governed for maximum trust.
Repeated recognition from Austin and beyond.
Friendly local help is always available.
Email: [email protected]
Phone: 512-469-7000
Dedicated solutions for Austin entrepreneurs.
Proven tips for protecting your accounts.
Banking that keeps pace with Austin life.
Part of a vibrant local member network.
Watch your money work harder in Austin's competitive market.
Financing that fits Austin lifestyles and budgets.
Helping Austin companies thrive with tailored services.
Personalized support for every stage of life in Austin.
Over 90,000 Austin-area members already enjoy the advantages of belonging to Velocity Credit Union – superior rates, innovative digital banking, nationwide convenience, and genuine local care. Your secure Velocity Credit Union is the key to higher earnings, lower borrowing costs, fee-free services, and a financial partner that truly understands Central Texas living.